Author Archives: Kaylee

The Frugal Homeowner

You don’t have to spend a fortune to insure the safety of your family and home. I have listed several things you can do for little money to help make your home a safer place without having to install a complete home security system, which is definitely not frugal. In fact, few have the money to install such a system. Install alarms First things first. You might want to buy one of those small door-installed alarms that cost about $20 or less. Powered by cell batteries, once […]

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Saving Money on Car Gas

With the cost of gas today, we are all looking for ways to save money. Below are several tips that will help you save on car gas. Every little bit adds up. Get A Gas Card Almost all major gas stations offer their own brand of gas credit card that will allow you to save 3-5 percent on all your gas purchases at their stations. Saving 5 percent off every gallon of gas means a savings of around $3.75 per tank. Avoid Aggressive Driving Hitting the gas […]

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Save on Communication and Electricity

With only a few barely noticeable changes in how you communicate electronically-by phone and internet-and how you deal with electricity, let’s face it we all have to deal with electricity, will start to show a savings in as little as a month. Below I have listed several things in both areas that will start you on your way to saving. Cell Phones, Internet, and Communication Utilities Avoid pre-paid cell phones, even if you just want the phone for emergencies, unless you are careful to use a plan […]

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Perfect Family Vacations

What makes a perfect family vacation? That depends on your family; what they like to do, where they like to go, the ages of your children, even your parenting style. But most families will agree that a perfect vacation needs to be relaxing and fun with something for everyone. There is a seemingly endless list of resorts in the United States that fit that description. But for many parents, there is one more essential aspect of the perfect family vacation. It needs to be affordable. One of […]

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Painless Ways to Cut Vacation Spending

Vacations are another way you can save money. Below are a few tips to help you save on your next vacation. Learn the exchange rate – This seems like common sense, but knowing the exchange rate will permit you knowing when you’re paying too much or at least more than you want to be spending. Make a budget – By setting yourself a boundary on what you can spend each day, you’ll start to subconsciously limit yourself. Make it a game – If you’re traveling with someone […]

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Frugal Living

Is Being Frugal Worth It? Frugality is simply the practice of looking for the less expensive alternatives. Frugality doesn’t have to mean being a scrooge or living without comfort. Is it really worth the time and effort you put into things like homemade cleaners and clipping coupons? Search the Sunday paper for coupons and clip them out. Make a list of things on sale that you can stock up on in order to get your average cost down. Plan and run a route of four stores in […]

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Frugal Gift Baskets

Holidays and birthdays come around whether you are living a frugally or not. You don’t have to break your budget in order to give a gift that will not only be loved by its recipient, but also used often. Gift boxes or baskets make wonderful, thoughtful gifts for everyone and are only limited by your imagination. Once you start making these up, you’ll wonder why you didn’t think of it sooner. They are fun to make and give, can be worked into nearly every budget and can […]

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Your Food Budget Is The Most Flexible Area Of Your Household Budget

Your food budget is the most flexible area of your household budget. Grocery savings will free up a significant amount of money if you need to balance the budget, or fund your savings accounts. Eliminate eating out! Period! – O.K. if you’re family is screaming mad at you then take them out at least once a month. Make it an occasion. Your family will appreciate a dinner out much more when it’s not such a regular event. Consider it “quality time out”. And, remember to look for […]

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Being Frugal and Happy

Frugality and happiness aren’t something society usually puts together. Frugality often brings up images of great sacrifice. We think of the miser who lived in poverty only for others to find millions saved after the miser passes away. What was the use? Frugal living isn’t necessarily what you may possibly consider it to be. Frugal people live very happy lives. They find happiness in meeting goals, reducing their financial burdens and living stress free. How happy can you be when you are drowning in debt and struggling […]

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Have Fun Frugally

You don’t need to cut out entertainment completely in order to live a frugal life. Below, I have listed some very inexpensive ways to save money and still have fun. If you live in a city, just try walking around. In New York, I have found impromptu concerts by street musicians or just sat in the park and people watched. You’d be amazed how much fun you can have! Instead of eating out or going to bars with friends, host a potluck at home or just have […]

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